Injured-medical bills- loss of wages

Injured at relatives home helping move furniture. I need surgery and will be
unable to work for 2-3 months. I have health insurance w high deductible and need
a paycheck to make ends meet. What are my options?

Asked on January 14, 2018 under Personal Injury, New Jersey

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 3 years ago | Contributor

Unless your relative was at fault in causing the injury (for example, he dropped furniture on your leg and broke it; he had a loose stair which moved under your foot as you carried something heavy, and that caused you twist your back) you have no recourse: neither your relative nor his homeowner's insurance is liable (or responsible) for your injury (medical costs; loss wages) unless he was at fault in causing the harm. A homeowner is not liable for injuries simply because they occured at his property; there must be fault for him to be liable, and his insurnace only has to pay if he was liable.
It is not his responsibility that you need a paycheck, unless, as stated, he caused the injury.
If he was at fault and will not voluntarily provide compensation, you could sue him.


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