If 5 years ago I filed bankruptcy and was granted a discharge of my debts, including my mortgage, am I free from any further liability for my house?

The home is scheduled to go on the court house steps for auction this month. Just for verification, the mortgage company can not come after me once I have received a discharge through the bankruptcy court, correct?

Asked on November 11, 2014 under Bankruptcy Law, Florida

Answers:

Greg Wiley / Law Office of Greg Wiley PLLC

Answered 6 years ago | Contributor

This is best answered by your bankruptcy attorney.  The general rule is the debt was discharged.  Therefore, I doubt the mortgage company has any claim against you.  Yet, if you happen to reaffirm your mortgage or refinance, you very well maybe liable.  Call your attorney to determine if you reaffirmed the debt.


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