If there a check made out to 3 people and only 2 are able/willing to endorse it, is it legal to deposit the check with only 2 of the 3 names endorsed?

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If there a check made out to 3 people and only 2 are able/willing to endorse it, is it legal to deposit the check with only 2 of the 3 names endorsed?

Also, the names are separated by a comma. Furthermore, is there anyway to get around not having all of the endorsements?

Asked on September 3, 2012 under Business Law, Iowa

Answers:

M.T.G., Member, New York Bar / FreeAdvice Contributing Attorney

Answered 11 years ago | Contributor

No, I do not believe that there is any way to get around the 3 endorsements and if all are needed and one is forged you could get in to a lot of trouble. You have not given a lot of information here as to the maker of the check.  Is it possible to have the check re-written as three separate checks?  Or just to separate out the portion of the person who does not wish to sign assuming all esle is right here? Good luck.


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