If my stolen vehicle is recovered, do I have an option to get it back or not?

Asked on November 25, 2015 under Insurance Law, California


SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 5 years ago | Contributor

If you don't have insurance, the car will be yours: it may not be worth taking back, and you may have to wait for awhile if it's being used as evidence in a case, but it is yours. If you have theft insurance and put in a claim, the insurer will get to decide if you get the money for the car (in which case they get the car) or get the vehicle itself back. Generally, if it's relatively undamaged, you'll have to take the vehicle back. (Though if it was trashed or wrecked, they will almost certainly then pay you out and keep the vehicle). 

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