If my boyfriend and I are both listed on the house, but I am the only one on the loan, does he have any rights to the house if we break up?

South Carolina

Asked on September 29, 2017 under Real Estate Law, South Carolina


M.D., Member, California and New York Bar / FreeAdvice Contributing Attorney

Answered 3 years ago | Contributor

Anyone who is on the title to a house is a legal owner. A mortgage has no bearing on this. Accordingly, your boyfriend has ownership rights even if you break up. Further, becasue he is not on the moertgge he is not responsible for paying for it. You'll need to work something out with him regarding a buyout of his interest in order to get the deed in your name only. At this point, you really should consult with a real estate attorney.

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