If I just received a letter stating that I have 20 days to answer the bankregarding filing forclosure papers and it’s only been 9 days, can they come in and change the locks?
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If I just received a letter stating that I have 20 days to answer the bankregarding filing forclosure papers and it’s only been 9 days, can they come in and change the locks?
Asked on November 10, 2011 under Real Estate Law, Florida
Answers:
FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney
Answered 12 years ago | Contributor
Just because you received notice from your lender about a possible foreclosure upon your property, the lender cannot simply come to your home and change the locks.
Rather, the lender is putting you on notice about a statutory process for the foreclosure proceeding. You will be given a notice of default, a notice of trustee's sale and other paper work.
Given the circumstances that you are in, you might wish to consult with a real estate attorney. Good luck.
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