If an uninsured motorist is hit by an insured motorist in a no-fault state, what will the outcome be for the uninsured motorist?

Will their car be fixed?

Asked on November 12, 2012 under Accident Law, Kentucky


M.T.G., Member, New York Bar / FreeAdvice Contributing Attorney

Answered 8 years ago | Contributor

Ok let's start with the basics. Having no-fault coverage means that you have Personal Injury Protection (or PIP). That is when your insurance company pays you for medical expenses, lost wages, and the like if you are involved in an accident regardless of fault.  It does not deal with property damage.  Property damage is found under that portion of the insured person's coverage which the minimum in your state is $10,000 in coverage.  If the other party was at fault then you may have to sue them to have the car fixed. Good luck.  

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