If a debt judgement is made against me, can they seize a jointly held bank account that I have with my spouse?

My spouse is not on the judgment . I know they cannot garnish wages in my state but I read that if the spouse is not on the judgment, they cannot seize the joint account.

Asked on August 20, 2012 under Bankruptcy Law, Pennsylvania

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 8 years ago | Contributor

Under the laws of all states in this country, if there is a judgment against you the judgment creditor can levy upon the jointly held bank account in your and your spouse's name and get the entire contents of that particular account. You might want to place the account solely in your spouse's name.


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