If a debt judgement is made against me, can they seize a jointly held bank account that I have with my spouse?

My spouse is not on the judgment . I know they cannot garnish wages in my state but I read that if the spouse is not on the judgment, they cannot seize the joint account.

Asked on August 20, 2012 under Bankruptcy Law, Pennsylvania


FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 8 years ago | Contributor

Under the laws of all states in this country, if there is a judgment against you the judgment creditor can levy upon the jointly held bank account in your and your spouse's name and get the entire contents of that particular account. You might want to place the account solely in your spouse's name.

IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.