If a credit card company takes ascheduled payment 6 days earlier than I had scheduled costing me a $10 fee with my bank, is there any legal action?

As I hadn’t budgeted for this, is there any legal action that I can take? They are basically telling me tough and I do not see anything in the terms of the credit account relating to this nor are they quoting any “fine print” terms?

Asked on November 27, 2011 under Bankruptcy Law, Florida

Answers:

MD, Member, California Bar / FreeAdvice Contributing Attorney

Answered 9 years ago | Contributor

If this is related to a previous posting you made, I would suspect then that the credit card company simply did not follow its own policies and there was either a human error or a computer glitch. The best choice for a next step at this point is to contact the company first by phone and email and get it resolved internally before you move on to contacting a regulator.


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