If I was on medication and I have no memory of doing a payday loan, am I still responsible for the debt?

I was under a doctor’s care at the time and was put on many different types of medications. I don’t remember much while being on medications. I only have the bills. I made a pay loan with my car, I have the bill but I do not remember doing it.

Asked on July 23, 2012 under Bankruptcy Law, Wisconsin


M.T.G., Member, New York Bar / FreeAdvice Contributing Attorney

Answered 8 years ago | Contributor

What you are going to have to prove is that you were not mentally competant to contract at the time you took out the loan and you are going to have to ask a court to render the loan void.  Seek legal help here asap.  Good luck.

IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.