If I was on medication and I have no memory of doing a payday loan, am I still responsible for the debt?

I was under a doctor’s care at the time and was put on many different types of medications. I don’t remember much while being on medications. I only have the bills. I made a pay loan with my car, I have the bill but I do not remember doing it.

Asked on July 23, 2012 under Bankruptcy Law, Wisconsin

Answers:

M.T.G., Member, New York Bar / FreeAdvice Contributing Attorney

Answered 8 years ago | Contributor

What you are going to have to prove is that you were not mentally competant to contract at the time you took out the loan and you are going to have to ask a court to render the loan void.  Seek legal help here asap.  Good luck.


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