If I was involved in an auto accident this past summer, but not injured, am I still entitled to a copy of the investigation report?

I was sent a letter by my insurance company stating that I was at fault for the accident which I strongly dispute. I did ask for a copy of the investigation to find out what I did wrong to cause the accident which they are denying me. The letter they sent me also states that my rate will increase next month when my policy renews, but they won’t let me know by how much which I believe is strange. Do I have a legal right to ask for a copy of there investigation?

Asked on October 26, 2015 under Accident Law, Texas

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 5 years ago | Contributor

It is their own internal investigation: you do not have a right to their report unless--
1) Your policy (which is a contract) states that you have the right to the report; or
2) There is litigation (e.g. you sue them for breaching their obligations to you under their policy; you are sued by someone else for this accident, but your insurer refuses to defend or indemnify you; etc.) and you use the legal process available in litigation (e.g. document production requests; subpoenas) to get the report.


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