What to do if I was in a car accident and one of my wheel rims was damaged but it has been discontinued and my insurer will only replace the one rim?

Now it won’t match the rest. I feel they should replace all 4 rims. It is not my fault they can’t find a matching replacement rim. Before the accident I had 4 matching rims; I feel after the accident I should still have matching rims. Am I correct?

Asked on August 22, 2014 under Accident Law, Maine


SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 6 years ago | Contributor

You are not correct. The insurer's obligation is to restore functionality and match the product as closely *as possible.* However,  they only need to pay for the damaged rim; therefore, the fact that it no longer matches the others does not require them to replace perfectly good rims because you do not like how it looks--as long as the rim they did get you is a reasonable choice under the circumstances, they fulfilled their obligations.

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