If I want to open a bed and breakfast in a home that I am renting, what kind of insurance do I need to protect my mother who is the property owner?

Do I need a business license? Does the property have to be zoned for business?

Asked on September 18, 2012 under Real Estate Law, Arizona

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 8 years ago | Contributor

If you wish to open a bed and breakfast establishment in a home you first need to ascertain if the property is zoned to do what you wish and if it is, you need to get a business license with your local municipality to conduct commercial operations there.

The type of insurance you need is a commercial business policy to cover claims against you and your mother for personal injuries from people falling, slipping, getting ill from tainted food and the like.


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