I WANT TO KNOW MY OPTIONS OR ANY ADVICE ON BANKRUPCY.

Get Legal Help Today

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

I WANT TO KNOW MY OPTIONS OR ANY ADVICE ON BANKRUPCY.

I LIVED IN THE STATE OF OHIO FROM 1992 UNTIL NOVENBER OF 2007, AND OTHER THAN A FEW ISSUES WITH IDENTITY THEFT I HAD ALMOST PERFECT CREDIT UNTIL. THE BEGINING OF 2007. WHEN DUE TO MAJOR LAYOFFS AND VERY FEW WORK I STARTED TO GET BEHIND ON PAYMENTS ON MORTGAGE AND CAR. WHICH ONLY CONTINUED TO GET WORSE, AND I MADE A DECISION TO RELOCATE TO NC IN HOPES OF BETTER JOB.BUT IT DIDN’T HAPPEN. INSTEAD I NOT ONLY GOT MORE BEHIND, BUT MAXED OUT MOST OF MY CREDIT CARDS.. MY HOME WENT INTO FORECLOSURE AND MY TRUCK REPOSESED. I AM NOW IN SO MUCH DEBT AND HAVE NO IDEA ON HOW TO FILE FOR BANKRUPCY…HELP!!

Asked on May 15, 2009 under Bankruptcy Law, North Carolina

Answers:

M.D., Member, California and New York Bar / FreeAdvice Contributing Attorney

Answered 14 years ago | Contributor

You can go to the local federal courthouse and pick up the papers to file for bankruptcy for free.  Online there are self help kits to guide you through.  If you live near a law school go to the legal clinic there for help.  Otherwise you can try the legal aid office in your area.

Good luck.


IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.

Get Legal Help Today

Find the right lawyer for your legal issue.

secured lock Secured with SHA-256 Encryption