If I requested that my lender produce the note but it’s signature was not on it, is it a valid note?

Asked on July 29, 2012 under Real Estate Law, Georgia


FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 8 years ago | Contributor

Typically within the real estate industry the promissory note for a loan to be valid does not have to be signed by the lender. Rather it is simply custom and practice that the borrower has signed the promissiory note with respect to a loan to be valid.

From what you have written, the lender's signature on the loan does not have to be there to make the loan valid.

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