I recently got an estimate from an insurance company and they forgot to add an estimate for my rearview mirror that came off and they don’t want to give me anything what can I do?

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I recently got an estimate from an insurance company and they forgot to add an estimate for my rearview mirror that came off and they don’t want to give me anything what can I do?

Recently something fell off a truck and ended
up hitting my car the damage ended up breaking
my bumper both grills and bending the metal
reinforcement bar it was a really hard impact,
that impact also cause my rearview mirror
inside the car to go flying off towards the
back of my car I tried putting it back on but
it was broken and doesn’t stay on, I recently
got an estimate from an insurance company they
forgot to add the rearview mirror. I hasd a
talk with them and they said first that since
my car was a salvaged car that they can’t give
me anything for that and then they claim that
the impact wasn’t hard enough to break it.
Before this all happened my mirror had no
problems staying up now it doesn’t even want to
stay up what can I do?

Asked on November 14, 2017 under Accident Law, Texas

Answers:

S.L,. Member, California Bar / FreeAdvice Contributing Attorney

Answered 3 years ago | Contributor

Your only recourse is to sue the at-fault party for negligence.  Your damages (monetary compensation you are seeking in your lawsuit) would be the property damage (cost of repairs) to your car.
You may be able to file your lawsuit in small claims court. Upon prevailing in the case, you can also recover court costs which include the court filing fee and process server fee.
A court judgment in your favor can be enforced against the at-fault party with a wage garnishment.


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