I purchased a new car with a loan.My son drove the car and wrecked it.My son had a learners permitThe insurance company denied my claim

Asked on July 2, 2009 under Accident Law, New York

Answers:

B. B., Member, New Jersey Bar / FreeAdvice Contributing Attorney

Answered 11 years ago | Contributor

If your son was driving the car by himself, you may be out of luck, because his permit doesn't make him a licensed driver except when another licensed driver is in the front seat with him.

Car insurance rules differ from one state to another, and I'm not a New York attorney.  For reliable advice, on this very high stakes question, you need to take your insurance policy, the letter denying the claim, and all of the facts to a lawyer in your area.  One place to find qualified counsel is our website, http://attorneypages.com

B. B., Member, New Jersey Bar / FreeAdvice Contributing Attorney

Answered 11 years ago | Contributor

If your son was driving the car by himself, you may be out of luck, because his permit doesn't make him a licensed driver except when another licensed driver is in the front seat with him.

Car insurance rules differ from one state to another, and I'm not a New York attorney.  For reliable advice, on this very high stakes question, you need to take your insurance policy, the letter denying the claim, and all of the facts to a lawyer in your area.  One place to find qualified counsel is our website, http://attorneypages.com


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