If I’ve recently filed bankruptcy, will I be responsible for any debt on my home since it’s being foreclosed on?

Asked on March 14, 2015 under Bankruptcy Law, Wisconsin


M.T.G., Member, New York Bar / FreeAdvice Contributing Attorney

Answered 5 years ago | Contributor

Guidance here will really depend on the specific facts of your case.  Did you file a CHapter 7 or Chapter 13 bankrultcy?  Is your intent to wipe out the mortgage debt or try and save your home and give you time to work with the banks (because bankrultcy generally stops foreclosure until a stay is lifted).  And what do you mean by "any debt"? Are there judgements against the house filed by other creditors?  Those will have to be listed separately in the bankruptcy petition. Please get help.  Good luck.

IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.