If I was an authorized user on one of my husband’s credit cards and now he has filed for bankruptcy, am I responsible for this debt?

Asked on November 27, 2012 under Bankruptcy Law, New York

Answers:

M.T.G., Member, New York Bar / FreeAdvice Contributing Attorney

Answered 8 years ago | Contributor

Generally speaking, no, you are not.  You did not sign the original credit agreement which is a contract to pay.  However, as an authorized user any delinquency of the primary card holder  - or bankruptcy as it is here - can adversely impact your credit. Good luck.


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