Is a notation written on the memo line of a check legally binding?

Asked on July 29, 2015 under Business Law, Michigan


M.D., Member, California and New York Bar / FreeAdvice Contributing Attorney

Answered 5 years ago | Contributor

No a notation such as this is not legally binding. Contrary to popular belief, the memo line on a check is only for informational purposes; while it assists in identifying the reason that a check was written it does not bind the recipient. The fact is that if it were that easy to change the terms of a payment, etc., everyone would do it. Additionally, not every check can be that closely monitored for such notations.

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