What to do if I have reason to believe my ex-wife has taken out a life insurance policy on me?

I have been receiving a lot of mail addressed to my ex wife but under my last name lately. The mail is all from the same insurance company and seems to be legitimate, as it contains personal information about her and states that she has been interested in insuring “our family”. I know my ex wife very well and she has been in court many times trying to sue people for money, and isn’t exactly happy about me being alive. How can I look into this further, and if the insurance company won’t cooperate, what can I do from there to stop this?

Asked on October 25, 2011 under Insurance Law, Tennessee

Answers:

M.T.G., Member, New York Bar / FreeAdvice Contributing Attorney

Answered 9 years ago | Contributor

Well, first bring all the information to your attorney just in case as you intimate that bad things may happen with her.  Now, your ex wife does not have what is known as an "insurable interest" in your life any longer.  The divorce severed her right to take out a policy on you.  So although it may not give you any peace of mind here she would not be able to collect on a policy should you die or meet an early demise.  I would try, though, to contact the insurance company that has been sending the information and let them know that you are no longer married and that there is no "family" as you put it.  See what they say.  The decide if your attorney needs to send a cease and desist type letter.  Good luck.  


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