What to do if I have an order to appear in court and answer as to assets?

I owe $1200 on credit card but I have nothing, no bank account, no job and am in process of filing bankruptcy. I am very nervous because I do have 2 cars (although one I gave away but never tranferred title over, to my stepson). I have lost both of my car titles and don’t know how they will react to me. My cars are clunkers and probably not worth $1000. Will they take one car? Do I have to count my spouse income (still not much, maybe $200 a month if lucky). Do I give them a copy of the info I posted to my bankruptccy lawyer? Do I need to give them copy of my food stamp certification? I am also in school and receive a school loan,

Asked on September 19, 2013 under Bankruptcy Law, Oklahoma

Answers:

Terence Fenelon / Law Offices of Terence Fenelon

Answered 7 years ago | Contributor

Tell the creditor that you are filing bankruptcy.  If you have counsel, tell his name and contact info.  The cars are probably exempt but I am not familiar with the state in which you live.  You must show up for the hearing or face a contempt citation.

Terence Fenelon / Law Offices of Terence Fenelon

Answered 7 years ago | Contributor

Tell the creditor that you are filing bankruptcy.  If you have counsel, tell his name and contact info.  The cars are probably exempt but I am not familiar with the state in which you live.  You must show up for the hearing or face a contempt citation.


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