I had a car that was registered to my name but insured for my daughter to drive. She let another individual drive, that person hit a company truck and they are coming after me for 18000. What can I do?
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I had a car that was registered to my name but insured for my daughter to drive. She let another individual drive, that person hit a company truck and they are coming after me for 18000. What can I do?
I had a car that was registered to my
name but insured for my daughter to
drive. She let another individual drive
and that person hit a company truck and
now they are going after me. What can I
do?
Asked on June 5, 2018 under Accident Law, California
Answers:
S.L,. Member, California Bar / FreeAdvice Contributing Attorney
Answered 5 years ago | Contributor
As the registered owner of the vehicle, you are liable for the accident even though you weren't present when it occurred.
You can sue the driver of your car for negligence for the amount of a judgment against you. You can also sue that driver for the property damage (cost of repairs) to your car.
If the above isn't feasible, you can file bankruptcy when there is a judgment against you. Chapter 7 bankruptcy is straight liquidation which will eliminate that debt. It would be premature to file bankruptcy until there is a judgment against you so that you will know the total.
S.L,. Member, California Bar / FreeAdvice Contributing Attorney
Answered 5 years ago | Contributor
As the registered owner of the vehicle, you are liable for the accident even though you weren't present when it occurred.
You can sue the driver of your car for negligence for the amount of a judgment against you. You can also sue that driver for the property damage (cost of repairs) to your car.
If the above isn't feasible, you can file bankruptcy when there is a judgment against you. Chapter 7 bankruptcy is straight liquidation which will eliminate that debt. It would be premature to file bankruptcy until there is a judgment against you so that you will know the total.
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