What to do if I got a letter from my employer today stating this outstanding credit card company’s wants to garnish my wages?

It’s not even through the credit card anymore. It’s been turned over to a PC firm. I haven’t talked or heard from these people in a few years. No contact with me at all. They went through my employer directly and asked to garnish my wages. Can they do that?

Asked on December 3, 2012 under Bankruptcy Law, Missouri


FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 7 years ago | Contributor

I suggets that you consult with a consumer law attorney about the letter your employer received. Usually a judgment creditor does not let a debtor know that it intends to garnish the debtor's wages which leads me to suspect that there may not be a judgment against you. If there is no judgment against you, your wages cannot be garnished. The key is whether or not you owe money on the claim that has been brought to your attention.

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