If I filed for bankruptcy on my credit cards 10 years ago, can I file for bankruptcy again since I can’t make the payments on them?

Asked on September 26, 2014 under Bankruptcy Law, Georgia


S.L,. Member, California Bar / FreeAdvice Contributing Attorney

Answered 6 years ago | Contributor

Since ten years have elapsed since your previous bankruptcy, you are eligible to file bankruptcy again.

As you know from your previous bankruptcy, the credit cards are unsecured debts which can be eliminated by filing a Chapter 7 bankruptcy.  Chapter 7 is straight liquidation. 

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