If I did not know that my car was still on storage and I got into an accidentand my insurance is not covering it, what should I do?

I called my insurance company to take my car out of storage and I got into an accident in a parking lot. But now my insurance company says that the car was not out of storage and there was no coverage. What should I do?

Asked on December 12, 2011 under Accident Law, Connecticut


SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 8 years ago | Contributor

Retain a lawyer to help you. If you can show that you provided proper notice to the insurer, per the terms of your insurance policy, to take the car out of storage and reinstate the insurance, you should be covered--this also assumes that you provided the notice with enough time (e.g. it may be the case that covererage only resumes after a certain amount of time) and also complied with any other requirements (e.g. premiums). You need someone to review the policy and all your communications with the insurer to see what your rights are.

IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.