If I did not know that my car was still on storage and I got into an accidentand my insurance is not covering it, what should I do?

I called my insurance company to take my car out of storage and I got into an accident in a parking lot. But now my insurance company says that the car was not out of storage and there was no coverage. What should I do?

Asked on December 12, 2011 under Accident Law, Connecticut

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 8 years ago | Contributor

Retain a lawyer to help you. If you can show that you provided proper notice to the insurer, per the terms of your insurance policy, to take the car out of storage and reinstate the insurance, you should be covered--this also assumes that you provided the notice with enough time (e.g. it may be the case that covererage only resumes after a certain amount of time) and also complied with any other requirements (e.g. premiums). You need someone to review the policy and all your communications with the insurer to see what your rights are.


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