Can a jufgement creditor garnish my private pension and SS?

The judgement was issued 10 years ago in another state. I paid on it while working up until retirement last year. I stopped when I moved to and now only have SS and my pension as income. Also, I do not use a traditional bank accounts; I have everything direct deposited into my debit card. Is that safe?

Asked on July 13, 2012 under Bankruptcy Law, Nevada


M.T.G., Member, New York Bar / FreeAdvice Contributing Attorney

Answered 8 years ago | Contributor

An attorney can not advise you how to circumvent the law and your obligations.  Generally speaking, most pensions are free from garnishment as are SS payments.  If, however, the judgement creditor is the federal government they are entitled to certain offsets against federal pay outs (i.e., SS).  Seek help in your area.  

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