Can a jufgement creditor garnish my private pension and SS?

The judgement was issued 10 years ago in another state. I paid on it while working up until retirement last year. I stopped when I moved to and now only have SS and my pension as income. Also, I do not use a traditional bank accounts; I have everything direct deposited into my debit card. Is that safe?

Asked on July 13, 2012 under Bankruptcy Law, Nevada

Answers:

M.T.G., Member, New York Bar / FreeAdvice Contributing Attorney

Answered 8 years ago | Contributor

An attorney can not advise you how to circumvent the law and your obligations.  Generally speaking, most pensions are free from garnishment as are SS payments.  If, however, the judgement creditor is the federal government they are entitled to certain offsets against federal pay outs (i.e., SS).  Seek help in your area.  


IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.