If I’m paying a small amount on a medical bill monthly but the collector wants to up the amount and I can’t afford it, can they still send me to collections?

The office call and said they needed more per month and X amount was the least they would take or they would send me to collections. I cannot afford the amount they say that I need to pay every month.

Asked on January 21, 2013 under Bankruptcy Law, South Dakota

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 7 years ago | Contributor

I would simply send the debt collector a note stating that you can pay what you have been paying on a monthly basis and no more. If circumstances change, then you will try to pay more.

Keep a copy of the letter for future use and need.

If there is less than a $1,000 or so owed, then I doubt that you will be taken to collections based upon what you have written based upon my experience in such matters.


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