If I am being sued for non-payment of a credit card, can I make one payment before the court date and then put it in a debt settlement account?

Asked on September 17, 2012 under Bankruptcy Law, Maine

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 8 years ago | Contributor

Paying anthing less than the full amount due will not help you vis-a-vis the case: the creditor can apply the payment you provide, but continue suing you for the balance, so this will not delay or dismiss their case.

There is no "right" to put money in a debt settlement account--if you put it into such an account rather than paying the creditor, you will continue in default of your obligations and again, they will be be able to continue their legal action.


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