how do you win a dispositon for a sprained back and neck car injury claim?

I was a passenger in a car accident of no faught on the driver it was with. I have seem physical therapist and a few doctors bill totaling $7,500 in medical. Dispositon is the next step. what part of the accident do ‘I need to focus on?

Asked on July 6, 2009 under Personal Injury, Ohio

Answers:

L.M., Member, California Bar / FreeAdvice Contributing Attorney

Answered 11 years ago | Contributor

I understand that you were injured as a passenger in a vehicle where your driver was not at fault.  If there was a second car involved and that driver was insured, you may be able to make two claims.  If the driver in whose car you were in has insurance, you can make a claim under the Medical Payments coverage of his policy.  You can get your medical bills paid up to whatever the limits of his coverage are.  The second claim you can make is against the insurance for the at fault vehicle's driver and/or owner.  This is made against the liability coverage of his or her policy and will pay you for your medical bills and any lost wages you incurred.  Plus you can be compensated for your pain and suffering. 


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