How do I protect myself from my fiance’s bad financial situation after we get married?

My fiance and I are scheduled to get married in 3 months and she recently found out that her situation is worse than she thought. We really to love and care for each other and she is willing to do a prenup. However, if we did that and kept all finances separate from each other (checking, savings, bills, credit cards, etc.), can her situation still drain my credit and can her creditors come after me if she gets behind again? Also, we currently rent and have no plans to buy a home or cars in the next couple of years either.

Asked on July 25, 2012 under Family Law, Minnesota


FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 8 years ago | Contributor

So long as you do not open up any new credit while married and you keep items separate and apart from each other you should be able to protect your own credit from the bad credit of your soon to be spouse.

I suggest that you carefully monitor her spending habits and strive to pay down all debt as soon as you can.

IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.