If I hit a car and have a suspended license but am not in the insurance, what are the possible consequences?

The insurance is in my mother’s name. I left the owner a note to contact me.

Asked on July 30, 2014 under Accident Law, California


SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 6 years ago | Contributor

You, as the at-fault driver, and your mother, as the person who allowed you to drive her car, are potentially liable for the full cost of any repairs to the other vehicle; or for its "blue book" value if it is so damaged that it cannot be economically repaired and must be totalled. Since you had a suspended license, your mother's insurance will most likely not protect her--letting someone with a suspended license drive is generally a violation of insurance policies--so you and she will have to pay any amounts yourself. You could also face a fine and an extention of your license suspension, possibly the revocation of you license.

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