If I was in an accident that the other driver was at fault for but I was uninsured, what will happen?

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If I was in an accident that the other driver was at fault for but I was uninsured, what will happen?

Asked on August 3, 2015 under Accident Law, Ohio

Answers:

M.D., Member, California and New York Bar / FreeAdvice Contributing Attorney

Answered 8 years ago | Contributor

The police could choose to arrest you and the prosecutor could choose to charge you for driving without insurance, since you had not insurance at the time of the accident. 

Also, not having insurance does not in any way make you responsible for damages if you are not at fault in the accident. In fact, you are entitled to make a claim against the at-fault driver's insurer for any damage to your vehicle. Additionally, if you suffered a personal innjury you can collect for that as well.


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