Foreclosure then judgement before sheriff sale

My home was foreclosed on October 21st. Then
another judgement was decided against me on
December 20th. The sheriff sale is scheduled for
January 19th. Because of the new judgement, does
the lender have to foreclose again or go through a
process to get it removed from the property before
the sale?


Asked on December 31, 2017 under Real Estate Law, Indiana


SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 3 years ago | Contributor

If the property was foreclosed upon, then a judgment against you post-foreclosure (after the foreclosure) will not apply to the property: once it is foreclosed upon, nothing you do affects it or encumbers it. (If that wasn't the case, anyone foreclosed upon could delay foreclosure by deliberately defaulting on debts or otherwise causing there to be or incurring a judgment against them.) The judgment is against you, not your property.

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