What can I do to protect myself if my ex-boyfriend was involved in a hit and run in my car?

I had a visit from an officer last night looking for my ex who was involved in a hit and run. He’s on my insurance or was, until today. The person he hit went to the hospital but it wasn’t serious. I don’t have a lot of details. I co-signed on his car lease as well. What can I do to protect myself?

Asked on March 24, 2018 under Accident Law, Florida

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 2 years ago | Contributor

You are not criminally liable for his hit-and-run, since you were not the driver. But as the car's owner and as someone who allowed him to use your car, you could be held civily liable: that is, you can be sued by anyone he injured or whose car (or other property) he damaged for medical costs, injuries, property damage, etc. If you had him on your insurance at the time of the accident (as it appears you did), your insurance *should* cover the accident, at least up to policy limits. You could sue your ex for any amounts you have to pay or costs you incur, or damage to your own car, not coverd by insurance.


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