Does health insurnace have a 30-day coverage period, if I stop making the payments.

I am currently on Cobra and plan to switch group coverage July 1st. If I don’t make the Cobra payment on June 1st, will I continue to be covered for the 30-day period?

Asked on May 31, 2009 under Insurance Law, Pennsylvania

Answers:

B. B., Member, New Jersey Bar / FreeAdvice Contributing Attorney

Answered 11 years ago | Contributor

No!  COBRA coverage is extremely date-sensitive.  To maintain your coverage, you must pay the premium, and you must pay it on time.  Letting your coverage lapse could be a very bad idea, especially if you have any pre-existing conditions.


IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.