Does being divorced invalidate being the beneficiary on a life insurane policy?

Me and my ex divorced 5 years ago. He has never changed his beneficiaries on his life insurance policies. I am still listed as the beneficiary. Does the fact that we are divorced invalidate me as the beneficiary? Neither of us has re-married and we have 4 children 3 adults and 1 teen. If I was invalidated as the beneficiary and the contingent beneficiary is dead would the insurance policies go directly to our children?

Asked on July 8, 2012 under Insurance Law, Minnesota


FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 8 years ago | Contributor

A matital dissolution decree does not in and of itself invalidate a designated beneficiary under a life insurance policy. With respect to the matter that you have written about, IF your former spouse still has you as his designated beneficiary under his life insurance policy and he passes with you on it, then you are entitled to the insurance proceeds under it.

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