Do I still need to respond to a summons if the creditor says that I don’t?

I was unable to make payments for 4-5 months. About 2 months ago I informed them I was working with CCC. The first payment was sent to CCC on the 23rd and payments to my creditors were sent out on the 5th. Shortly after that, I get a call saying that it was sent to their lawyer and that they never heard from CCC. CCC was saying the creditor was not responding. Mid January I get called again after I believed the situation was resolved saying that my creditor still had not received payment, but it turned out they did but did not apply it to my account. Then 3 days ago I received the summons after 2 payments.

Asked on February 27, 2012 under Bankruptcy Law, Indiana


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