Credit Card Fraud

My sister and brother in law opened multiple lines of credit under my mother’s name for approximately $130,000. My mother agreed to help my sister when she asked if she can open one line of credit . She was not aware that they opened up multiple lines of credit. They would not allow her to see her credit report and now they have persuaded her to file for bankruptcy because they cannot afford to pay these credit cards. What can my mother do. I’m afraid for my mom.

Asked on June 10, 2009 under Bankruptcy Law, California

Answers:

J.V., Member, New Jersey Bar / FreeAdvice Contributing Attorney

Answered 10 years ago | Contributor

at this point the lines of credit are in your mothers name. Your mom has two real options, either she can pay them or file bankruptcy or she can claim fraud and file suit again your brother and sister

What I would advise is that your mother consults with a local attorney who specializes in this type of law. They can explain to her the options, what the repercussions are with each option and allow her to make an informed decision as to how to proceed.


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