Is a note in the bottom corner of a check legally binding?

Asked on July 13, 2015 under Business Law, Connecticut


M.D., Member, California and New York Bar / FreeAdvice Contributing Attorney

Answered 5 years ago | Contributor

While you gave no details, no, such a notation is not legally binding. Contrary to what many peope think, the memo line on a check has no legal force. This line is only for information purposes. While it assists in identifying the reason that a check was written, it does not bind the recipient. Think about it. if it was that easy to change the terms of a payment, etc., everyone would be doing it. Additionally, not every check can be that closely monitored for such notations as it would tie-up commerce.

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