Car was written off. I am on the title but not the loan. Do I have to pay the difference to my ex?

Crashed my car the day of my ex’s dad’s death. Wrote it off.
Ex and I broke up. There is still an outstanding balance on the vehicle. Both our names are on the title of the car, but his is the only one on the loan. Am I responsible for paying the difference at all?

Asked on September 18, 2017 under Family Law, Florida

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 3 years ago | Contributor

No, you do not have to pay him (or the bank/lender/financing arm) anything if you are not on the loan *unless* you executed some other agreement to pay--for example, if you had a written agreement or contract with your ex that you pay some portion of the loan in exchange for him putting the loan only in his name. If there was such an agreement, it is enforceable; otherwise, you do not have to pay.


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