What to do if you cause an accident but didn’t have any insurance?

I was involved in a minor car accident. There was minimum damage to the other person’s vehicle only paint scratch no dent. My father told me I was under his insurance which I just found out I wasn’t. The lady husband wants to go through the insurance since I don’t have any. I was wondering can I just get quotes from different body shops. Send her the information then write a check or do I have to get a lawyer involved?

Asked on March 7, 2016 under Accident Law, California

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 4 years ago | Contributor

You don't have to get an attorney involved: the matter can certainly be settled between the two parties without litigation and without an attorney. One way to do so is to be a little generous: remember, if you are sued, you will have to spend time (likely hours; possibly more than a day) on the matter (which will cost you money if you miss work), and if you hire an attorney to defend the case, will have to pay for a lawyer. So say the damage appears to be $500 to fix...if she is reluctant to settle for that amount, to avoid the time and cost of litigation, you may wish to offer $600 or even $700--you'll still come out ahead by settling.


IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.