If I cannot afford to pay a judgment against me, now what happens?

I am sued for $19,000 in a judgement but I can barely pay my bills and survive as it is. I rent an apartment and have no valuables. What happens now since I have no money to pay it with?

Asked on December 15, 2011 under Bankruptcy Law, California


Paula McGill / Paula J. McGill, Attorney at Law

Answered 8 years ago | Contributor

If there is just a judgment without an order to pay by a certain date, the creditor will have several avenues of collection, including wage garnishment, asset seizure, and bank liens.  You might consider consulting with a bankruptcy attorney.  Judgments last for years.  Therefore, even if you cannot pay now, you might have assets in the future that may be subject to liens and levies. 

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