Can my wages be garnished for a credit card bill

Will hiring a lawyer to handle case help me negotiate better terms or can I work directly with the plaintiffs lawyer

Asked on June 25, 2009 under Bankruptcy Law, Ohio


J.V., Member, New Jersey Bar / FreeAdvice Contributing Attorney

Answered 11 years ago | Contributor

In a situation like this is it always a good idea to hire yourself an attorney. although you may be able to do a good job on your own on average when a person is represented by an attorney the other side will be more eager to work together as they do not think they can take advantage of a persons lack of knowledge on the subject at hand (i.e. collection law)

As to whether your wages can be garnished for a credit card bill the answer is that as long as a valid judgment exists the creditor is entitled to garnish your wages to recoup the amount owed. I would definaltey hire an attorney or on your own attempt to settle the matter and possibly have the balance due lowered. It is always worth a shot in situations like this. Good luck

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