Can my school loan put a lean on my soon to be husbands home?

I have an old school loan that I have not fully paid back. The school closed down shortly after I graduated and never gave me the opportunity to have a paper trail for any employers to confirm that I had attended. I have paid the loan company bits here and there over the years. Currently on a minimal payment plan. I am planning on getting married. My boyfriend owns a house in Connecticut and I want to see if the loaner can attach a lean on his house.

Asked on October 2, 2017 under Family Law, Connecticut


SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 3 years ago | Contributor

No, your boyfriend (soon to be husband) is not responsible for your loan predating your marriage. That means that they cannot put a lien on his home, ownership of which also predates your marriage and which is separate (not marital) property, *unless* he puts you on the deed or title; if the does that, you become part owner of the home, the home becomes your asset as well as his, and the creditor can then reach the home and put a lien on it. So do not go on the title of his home.

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