Can I get my Indiv. HealthNet rates lower by switching to a new HealthNet plan? I’ve heard companies want to close their accounting books on old plans

My Indiv. HlthNet costs rose 68% in 2008/09. I had brst cancer in ’07. I’ve heard that ins. companies try to get you to sign onto a new plan so they can close their books on old-ones that become more expensive for them over time? I am afraid to ask in case they try to cancel my coverage.

Asked on June 29, 2009 under Insurance Law, California


MD, Member, California Bar / FreeAdvice Contributing Attorney

Answered 11 years ago | Contributor

Your best bet is to inquire with the California Dept of Insurance and see if there is sufficient information and/or rules and statutes covering your specific question.

You may also wish to consult briefly with a California Plaintiff's insurance attorney.  Try and check his or her disciplinary record at under attorney search.

IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.