Can I do any legal action?

I bought a car in February, then got in a wreck.
When I bought the car, they said I had to have
full coverage. I said nevermind because I
wouldn’t have been able to afford that as a
young driver. Then he changed his mind and
said I could just have the liability, so he could
make the sell.

Asked on April 12, 2017 under Insurance Law, Tennessee


SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 3 years ago | Contributor

It is not clear exactly what you are asking. If you only bought liabilty coverage, which is all  that is required (the law does not require you to have collission or comprehensive coverage, though both are very good ideas), then if you were in an accident, you would not have any coverage for the damage to your own car--since you voluntarily chose to buy only liability, that's all you would have, and you can not take any legal action over your own chocie to only have liability.
If this does not answer your question, you should repost it with additional detail.

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