Can a co-signer’s bank account be garnished without notification?

My father co-signed on a car loan with me. My wages were being garnished until I lost my job 7 months ago. Today my parents discovered their bank account was garnished for the full amount. They received no notification and my father was never served papers. Is this legal? When I received my judgement for my garnishment by name alone was on it.

Asked on July 24, 2012 under Bankruptcy Law, Illinois


MD, Member, California Bar / FreeAdvice Contributing Attorney

Answered 8 years ago | Contributor

Garnishment cannot be done without leave of court. Your family needs to verify how notice was given but moreover, you all need to file a complaint with the entity who regulates this company.

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