Can a company still have a collection agency try to collect after 4 years?

Asked on September 2, 2015 under Bankruptcy Law, Hawaii


SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 5 years ago | Contributor

You don't indicate why they feel you owe them money, but if it is for breach of a contract whether written or oral, or for an agreement to provide services or products, or for a promissory note or loan agreement, then they have up to six 6 years in your state to sue you for the money, which effectively defines how long 6 years they can keep trying to collect, since once they are out of time to sue, you can ignore them. But if 4 years have passed, the should still have another 2 years.

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