What can I do if a collection agency keeps harassing me about a car accident that happened after I sold the car?

I sold the car and the purchaser never transferred the title to their name. Now almost a year later I have a collection agency calling me non-stop. I have talked to them numerous times and let them know that I am not the owner and not liable for what happened. I called the state DOL and they informed me that I did everything right and that the collection agency no longer has the right to contact me. Is this true or can they keep calling and threatening to sue me and suspend my license?

Asked on November 10, 2011 under General Practice, Washington

Answers:

FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney

Answered 9 years ago | Contributor

You need to write the third party collection agency that its continued contact with you concerning an auto accident involving your former car could be considered an unfair debt collection practice in your state and under federal law and that any future contact with you will result in you consulting an attorney who practices unfair debt collection practices law. Keep a copy of the letter for future reference.

If you receive further contact from the debt collection agency, you should consult with the above suggested attorney. I would also advise your auto insurance company about the situation to be in the safe side as well. From what you have written the debt collection agency appears to be violating the unfair debt collection practices law given its threats of suing you and getting your driver's license suspended.


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